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Calculator for Housing Loan

Lowest Home Loan Rate 8.10% Check Best Offers
Maximum Loan Amount Upto 90% of property value
Processing Fees Up to 1% of loan amount or Rs. 10,000 whichever is lower
Maximum Loan Tenure 35 Years
Lowest EMI Per Lakh ₹ 718 for 35 years
Prepayment Charges Nil charges for floating rates loans
Interest Rate Linked to RBI Repo Rate and TBLR for Banks, PLR for NBFCs and HFCs

Home Loan Interest Rates Comparison

Bank Home Loan Rate Benchmark Type Processing Fee
SBI Home Loan 8.15% Repo Rate 0.40% , Min Rs. 10,000, Max Rs. 30,000
HDFC Home Loan 8.25% PLR 0.50%, Min Rs. 3,000, Max Rs. 10,000
Citibank Home Loan 8.50% TBLR NIL
Bank of Baroda 8.10% Repo Rate 0.50% , Min Rs. 7,500, Max Rs. 25,000
ICICI Bank 8.65% Repo Rate 0.25% , Min Rs. 5,000, Max Rs. 5,000
Axis Bank 8.55% Repo Rate 0.20% , Min Rs. 10,000, Max Rs. 25,000
PNB Housing Finance 10.75% PLR 1.00%, Min Rs. 10,000
LIC Housing Finance 8.70% PLR 0.50%
Indiabulls 9.25% PLR Min Rs. 7,500, Max Rs. 10,000
DBS Bank 8.45% Repo Rate Max Rs. 10,000
DHFL 9.75% PLR 0.50%, Min Rs. 2,500, Max Rs. 20,000
Kotak Bank 8.60% Repo Rate Max Rs. 10,000
PNB 7.95% Repo Rate 0.35% , Min Rs. 2,500, Max Rs. 15,000
RBL Bank 10.45% 1 Year MCLR Min Rs. 5,000, Max Rs. 15,000
Karur Vysya Bank 8.65% Repo Rate Min Rs. 5,000
Indian Overseas Bank 8.20% Repo Rate 0.53% , Min Rs. 8,900, Max Rs. 13,350
HSBC Bank 8.65% Repo Rate 1.00% , Max Rs. 10,000
Edelweiss 10.50% PLR 0.25%
DCB Bank 10.24% 1 Year MCLR 2.00%, Min Rs. 5,000
Central Bank of India 8.00% Repo Rate 0.50% , Max Rs. 20,000
Piramal Housing Finance 9.00% PLR 0.10%
Bank of India 8.10% Repo Rate 0.25% , Min Rs. 1,500, Max Rs. 20,000
Yes Bank 9.85% 1 Year MCLR 1.00%, Max Rs. 15,000
Allahabad Bank 8.50% Repo Rate 0.40% , Max Rs. 50,000
Union Bank of India 8.25% Repo Rate 0.50% , Max Rs. 15,000
South Indian Bank 8.75% Repo Rate 1.00% , Max Rs. 10,000
Punjab and Sind Bank 8.50% 1 Year MCLR 0.25%, Min Rs. 1,000, Max Rs. 15,000
Lakshmi Vilas Bank 9.70% Repo Rate 0.40% , Min Rs. 10,000, Max Rs. 20,000
Karnataka Bank 8.65% Repo Rate 0.25% , Min Rs. 250
Indian Bank 8.20% Repo Rate 0.23% , Max Rs. 20,381
GIC Housing Finance 10.25% PLR Min Rs. 2,500
Canara Bank 8.30% Repo Rate 0.50% , Min Rs. 1,500, Max Rs. 10,000
IDFC First Bank 8.15% Repo Rate Min Rs. 5,000, Max Rs. 5,000
LT Housing Finance 9.90% PLR 2.00%, Min Rs. 4,999
UCO Bank 8.05% Repo Rate 0.50% , Min Rs. 1,500, Max Rs. 15,000
Reliance Capital 10.00% PLR 1.00%, Min Rs. 3,000, Max Rs. 6,500
OBC 8.00% Repo Rate 0.50% , Max Rs. 20,000
Jammu And Kashmir Bank 8.85% 6 Month MCLR 0.25%, Min Rs. 500, Max Rs. 10,000
IDBI Bank 8.25% Repo Rate 0.50% , Min Rs. 2,500
Federal Bank 8.55% Repo Rate 0.50% , Min Rs. 3,000, Max Rs. 7,500
Dhan Laxmi Bank 9.80% Repo Rate 1.00% , Min Rs. 10,000
Corporation Bank 8.35% Repo Rate 0.50% , Max Rs. 50,000
Bank of Maharashtra 8.50% 1 Year MCLR 0.50%
Tata Capital 9.05% PLR 0.50%
Andhra Bank 8.15% Repo Rate 0.50% , Max Rs. 10,000
United Bank of India 8.15% Repo Rate 0.59% , Min Rs. 1,180, Max Rs. 11,800
Standard Chartered Bank 9.40% 3 Month MCLR 1.00%, Min Rs. 5,000, Max Rs. 10,000
Syndicate Bank 8.15% Repo Rate 0.13% , Min Rs. 500, Max Rs. 5,000

Housing Loan Eligibility Criteria

  1. Housing Loan Eligibility Criteria
  2. Net monthly financial gain ought to be quite Rs. 25,000. just in case your internet monthly financial gain is between Rs. 25,000 – Rs. 40,000, you’ll be eligible for loan if your fastened obligations (rent, EMI) don’t exceed five hundredth of financial gain.
  3. Eligibility with Co-applicant: Up to three earning solfa syllable…
  4. Maximum EMI as p.c of income: sixty fifth
  5. Maximum Loan on Property Value: Up to ninetieth
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